Send to a name, not an address
Send XRP to a Drop handle, an X handle, a phone number or an email address. Drop resolves it to the right XRP Ledger address before anything is signed.
XRP Ledger · XRP
The best XRP Ledger wallet
Hold and send XRP from a self-custody account built for fast settlement, without handing your balance to an exchange or managing a seed phrase.
Everything you do with XRP, in one place
A self-custody wallet that behaves like a consumer app: no extension to install, no phrase to memorise, nothing in the middle holding your XRP Ledger assets.
Keys on your device, not ours
Your XRP Ledger keys are created on your own devices and never leave them. Drop cannot move your XRP, which also means no one can be talked into moving it for you.
No seed phrase to lose
Sign in with a passkey — Face ID, Touch ID or your device PIN. There is no twelve-word phrase to photograph, mistype or keep in a drawer.
Swap into and out of XRP Ledger
Route XRP to any asset Drop supports, on XRP Ledger or on another network, at rates aggregated across venues. One approval — no bridge interface to hunt down.
One portfolio, every chain
XRP Ledger sits in the same portfolio as the other 19 networks Drop supports, priced in your own currency, with per-chain filters when you want to narrow the view.
Dollars in, dollars out
Top up with a card or a bank transfer and cash out the same way, without parking your funds in a separate exchange account first.
Installs like an app, runs in a browser
Add Drop to your home screen on iOS, Android, macOS or Windows. Same wallet, same keys, no app store in between.
An ecosystem of applications
The wallet is one app in the MoneyOS suite. They share your account, your keys and your XRP Ledger balance — so moving between them is a click, not a transfer.
Wallet
Hold, send and receive XRP and every token on XRP Ledger from one self-custody account.
Trade
A full trading terminal: live charts, aggregated routes, limit orders and a cash balance you can trade straight out of.
Pay
Spend your balance in the real world and get paid by anyone, with no bank account in the middle.
eSIM
Mobile data in 190+ countries, paid for with stablecoins. No roaming contract, no SIM card.
Plaza
A live token square where holders talk, trade and run their own stands.
About XRP Ledger
XRP is the native asset of the XRP Ledger, a layer-1 blockchain built for fast, low-cost payments.
Drop treats XRP Ledger as a first-class network rather than a bridge destination: balances are read from the chain itself, transactions are signed by keys that only exist on your devices, and the assets you hold here sit in the same portfolio as everything else you own.
XRP Ledger wallet questions
- Is Drop a self-custody XRP Ledger wallet?
- Yes. Your keys are generated on your device, stored on your device and used on your device. Drop holds nothing, so Drop cannot freeze your XRP, lend it out or move it — and cannot recover it for you either.
- Do I need a seed phrase to use XRP Ledger in Drop?
- No. Access runs through passkeys on the devices you already carry, secured by Face ID, Touch ID or your device PIN. There is no recovery phrase to write down.
- Can I use the same wallet on my phone and my laptop?
- Yes. Drop is a web app you can install to your home screen or dock on iOS, Android, macOS and Windows, and your account follows you across all of them.
- Does Drop support XRP destination tags?
- Yes. When a receiving service requires a destination tag, Drop includes it with the XRP payment so the service can credit the correct account.
One account, every chain Drop supports
XRP Ledger is one of 20 networks in the same wallet. Add the ones you use and hide the rest.
Ready to hold XRP properly?
Sign up with a passkey in a few seconds. Works in any browser and installs to your home screen — no app store, no seed phrase, no custodian.